We are happy to offer convenient financing options to help you afford the furniture you want for your home. The WG&R Furniture credit card is issued with approved credit by Synchrony Bank. See store for details. Follow the links below to apply for financing or manage your account.
CURRENT FINANCING OFFERS
No Interest If Paid In Full Within 12 Months¥
On purchases made with your WG&R Furniture credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum Monthly Payments required. No minimum purchase required in-store, $299 minimum purchase required online.
TEMPUR-PEDIC®, PURPLE®, BEAUTYREST BLACK® HYBRID, STEARNS & FOSTER® & SMARTLIFE BY KING KOIL
36 Months 0% APR Financing∞
On Tempur-Pedic. Purple, Beautyrest Black Hybrid, Stearns & Foster and SmartLife By King Koil mattress purchases with your WG&R Furniture credit card. 36 equal monthly payments required. Promo fee of 2% amount financed will be included in required monthly payments.
60 Months 9.99% APR Financing*
On Tempur-Pedic, Purple, Beautyrest Black Hybrid, Stearns & Foster, and SmartLife By King Koil mattress purchases with your WG&R Furniture credit card. 60 fixed monthly payments required.
WG&R CLEARANCE CENTER FINANCING OFFERS‡
IN STORES ONLY! No Interest if Paid in Full Within 12 Months¥
On Clearance Center purchases of $995 or more with your WG&R Furniture credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum Monthly Payments required.
IN STORES ONLY! No Interest if Paid in Full Within 6 Months¥
On Clearance Center purchases up to $994.99 with your WG&R Furniture credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum Monthly Payments required.
We accept payment by:
We also accept cash and checks.
FINANCING DETAILS
¥No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. A Promo Fee does not apply to this offer.
∞A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if the purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
*Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. For the 60 month promo payments are equal to 2.1242% of the initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. A Promo Fee does not apply to this offer.
‡Current financing offers only available on WG&R Clearance Center merchandise.